TransUnion - Company Profile

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Business Description

TransUnion (TransUnion) is a global risk and information solutions provider. It uses unique data, innovative analytics, technology, and industry expertise to help individuals and organizations worldwide by transforming knowledge into insights and helping them to make more informed business and personal decisions. Its products and services serve a wide range of industry verticals, including auto lending, collections, capital markets, communications, credit unions, financial institutions, government, healthcare, insurance, mortgage, gaming, media, fintech, property management, retail, e-commerce, and short-term lending. TransUnion operates three business segments: U.S. Markets, International, and Consumer Interactive.

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Business Segments

Overview

Offers solutions that help consumers in managing their personal finances and taking precautions against identity theft. Offers credit monitoring, credit reports and scores, fraud protection and resolution, and financial management. Distributed through online and mobile apps and supported by educational content and customer support and serves through direct and indirect channels. It also includes the operations of Sontiq Inc.,

Performance

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Overview

Provides products and services similar to those available in the US markets segment but with differences by geographic region. It also offers credit reports, analytics, and technology services and other value-added risk management services. Offers financial services, insurance, automotive, collections, and communications, and are delivered through both direct and indirect channels. Serves developed markets such as Canada, and Hong Kong and emerging markets such as India, South Africa, Brazil and other countries in the Asia Pacific, Africa, and Latin America regions.

Performance

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Overview

Offers consumer reports, analytical services, and decision capabilities to businesses. It helps businesses in acquiring new customers, assessing consumer ability to pay for services, identifying cross-selling opportunities, measuring and managing debt portfolio risk, collecting debt, verifying consumer identities, and investigating potential fraud. Utilizes data assets, predictive analytics, and data matching to build risk-based solutions. Caters to financial services vertical and emerging verticals, which includes technology, commerce & communications, insurance, media, services and collections, tenant and employment, and public sector.

Performance

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