Industrial and Commercial Bank of China Ltd - Company Profile
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Industrial and Commercial Bank of China Ltd (ICBC) is a provider of diversified banking products and related financial solutions. Adequate capital and liquidity; credit quality, are some of its major strengths; whereas deterioration in the net interest margin could be considered an area for improvement. The emergence of fintech, growing wealth management prospects, and growing market for cards and payments channel in China are likely to provide growth opportunities to the bank. However, risks related to online identity theft and hacking, litigation risks, and the emergence of neobanks could affect the bank’s business operations.
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