Fair Isaac Corp - Company Profile
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Business Description
Fair Isaac Corp (FICO) is an analytics software company that offers credit scores, predictive analytics, and decision management solutions for businesses in more than 90 countries.
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R&D Overview
FICO’s R&D arm focus on development of new products and services leveraging advanced statistical and mathematical models, and the addition of new versions of software products. Its R&D primarily focuses on predictive modeling, decision analysis and optimization, transaction profiling, and customer data integration. As of September 2023, the company had 196 US patents and 23 foreign patents, and 69 patent-pending applications. FICO also had 24 trademarks registered in the US and specific foreign countries. In FY2023, the company incurred expenses of US$159.9 million on R&D, which as a percentage of revenue, stood at 10.6%.
Business Segments
Overview
Segment comprise business-to-business (“B2B”) scoring solutions and services which give clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes our business-to-consumer (“B2C”) scoring solutions, including our myFICO.com subscription offerings.
Performance
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Overview
Segment comprise pre-configured analytic and decision management solutions developed for a specific type of business need or process — such as account origination, customer management, customer engagement, fraud detection, and marketing — as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by our customers to address a wide variety of business use cases. Qfferings under this segmentare available to customers as software-as-a-service (“SaaS”) or as on-premises software.
Performance
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Geographical Segments
Performance
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Performance
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Performance
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