Discover Financial Services - Company Profile
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Business Description
Discover Financial Services (DFS) is a direct banking and payments services company. It offers customers credit card loans, personal loans, private student loans, home equity loans, and deposit products.
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Business Segments
Overview
Includes the PULSE Network (PULSE), an automated teller machine (ATM), debit and electronic funds transfer network; Diners Club International, a global payments network; and network partners business, which provides payment transaction processing and settlement services on the Discover network. Has been working to strengthen its geographic reach and acceptance, and its partnerships with domestic networks globally. Strives to provide a smooth e-commerce checkout experience to its customers.
Performance
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Overview
Comprises consumer banking and lending solutions, including credit cards issued to individuals and small businesses on the Discover Network under Discover card. Provides loans for students, home equity, personal needs; prepaid cards, and deposit products. Markets its loan offering through digital channels, emails, direct mail, television, and radio channels; and direct-to-consumer deposit products through digital channels, direct mail, email, print materials, and arrangements with third parties. Focuses on introducing competitive lending and deposit products.
Performance
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