The Hachijuni Bank Ltd - Company Profile
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The Hachijuni Bank Ltd (Hachijuni Bank) is a regional bank. Improved non-interest income, asset quality, and sound capital adequacy are the major strengths of the bank; even as deterioration in cost efficiency could be an area for concern. The emergence of Fintech, merger, the short-term economic outlook in Japan, and growing markets for payment channels in Japan could present it the new growth opportunities. However, risks related to online identity theft and hacking, litigation risks, and the emergence of neobanks could affect the bank's business and profitability.
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