Old Republic International Corp - Company Profile
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Business Description
Old Republic International Corp (Old Republic) offers insurance underwriting and related services. The company, through its subsidiaries, offers a range of commercial lines insurance, title insurance and private mortgage insurance. It markets and distributes products through independent insurance agents and brokers and financial intermediaries including travel agents and automobile dealers in the US and Canada.
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Business Segments
Overview
Comprises parent holding company, small life and accident insurance business, and some minor corporate services subsidiaries, which offer payroll, administrative, investment management, and minor marketing services.
Performance
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Overview
Offers property and liability insurance to commercial clients including businesses, government, and institutions. Product offerings includes automobile extended warranty insurance, aviation insurance, commercial automobile insurance, commercial multi-peril insurance, commercial property insurance, financial indemnity insurance, general liability insurance, home warranty insurance, inland marine insurance, travel accident insurance and workers' compensation insurance. Serves transportation, healthcare, general manufacturing, education, forest products, energy, retail and wholesale trade, commercial construction, and financial services industries. Markets and distributes products through independent agency and brokerage channels, and direct channels.
Performance
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Overview
Includes mortgage guaranty and consumer credit indemnity (CCI) business. Mortgage guaranty business insures only first mortgage loans, primarily on residential properties incorporating one-to-four family dwelling units. Offerings include primary mortgage insurance and pool insurance. CCI business offers limited indemnity coverage to lenders and other financial intermediaries, which covers risk of non-payment of loan balances by individual buyers and borrowers.
Performance
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Overview
Issues policies to real estate investors and purchasers on the basis of the public records, which includes information regarding interests in real property. Policy provides coverage for losses arising out of defects, loans and encumbrances affecting the insured title and not excluded from the coverage of the policy. Offers two kinds of title insurance policies, namely, lenders' policies and owners' policies. Also offers escrow closing and construction disbursement services, national default management services, real estate information products, and services pertaining to real estate transfers and loan transactions.
Performance
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