NBT Bancorp Inc - Company Profile
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NBT Bancorp Inc (NBT) is a bank holding company providing banking and other related financial services. Adequate capital, asset quality, and net interest margin are some of its strengths, even though its non-interest income could be a cause for concern. The growing market for payment channels, growing wealth management prospects in the US, and the emergence of FinTech could offer ample growth opportunities to the company. However, the emergence of neo-banks, risks related to online identity theft and hacking, and regulatory requirements in the US could pose various challenges to the company.
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