Bread Financial Holdings Inc - Company Profile
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Bread Financial Holdings Inc (Bread Financial), formerly Alliance Data Systems Corp, provides data-driven marketing and payment solutions. An integrated business model, market position and cash position are its strengths, even as dependence on a few customers and decline in cost efficiency could be a cause for concern. The company could benefit from strategic contracts and agreements, emergence of FinTech, and prospective growth in cards and payments channel in the US. However, competitive market, regulatory environment, and security breaches could pose challenges to its operations.
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