Bread Financial Holdings Inc - Company Profile

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Bread Financial Holdings Inc: Overview

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Bread Financial Holdings Inc (Bread Financial), formerly Alliance Data Systems Corp, is a tech-forward financial services company. The company offers personalized payment, lending, and saving solutions. It provides marketing-driven branded credit card programs; omnichannel, data-driven technologies, and marketing services. The company serves an array of end-markets including grocery specialty retail and drugstore chains, insurance, automotive, sports, beauty, jewelry, hospitality and travel, financial services, telecommunications, and healthcare in North America. Bread Financial is headquartered in Columbus, Ohio, the US.

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Headquarters United States of America
Address 3095 Loyalty Circle, Columbus, Ohio, 43219
Website www.breadfinancial.com
Telephone 1 614 7294000
No of Employees 7,000
Industry Business and Consumer Services
Ticker Symbol & Exchange BFH (NYSE)
Revenue (2022) $4.8B 11.1% (2022 vs 2021)
EPS XYZ
Net Income (2022) XYZ 222% (2022 vs 2021)
Market Cap* $1.6B
Net Profit Margin (2022) XYZ 189.9% (2022 vs 2021)
* As of and is in US$
View Bread Financial Holdings Inc financials
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Bread Financial Holdings Inc premium industry data and analytics

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IT Services Contracts

Improve competitive bidding with insights into all publicly disclosed IT services contracts for Bread Financial Holdings Inc (including IT outsourcing, business process outsourcing, systems integration & consulting and more).

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ICT Spend & Tech Priorities

IT Client Prospector provides intelligence on Bread Financial Holdings Inc’s likely spend across technology areas enabling you to understand the digital strategy.

Products and Services

Products Services Brands
Private Label and Co-Brand Credit Cards Short-term Loyalty Programs Bread Savings
Bread Cashback products Payment, lending and saving solutions Bread Financial
Bread Pay products Receivables Financing:
XYZ XYZ
XYZ XYZ
XYZ XYZ
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History

History section provides information on new products, mergers, acquisitions, expansions, approvals, and many more key events.

Year Event Description
2024 Contracts/Agreements In February, the company was selected by the Professional Women’s Hockey League to become an Inaugural Partner of the PWHL.
2023 Contracts/Agreements In December, the company's subsidiary Comenity Bank, entered into an agreement with Homeport.
2023 Contracts/Agreements In July, the company entered into an agreement to provide a suite of payment solutions for Dell Technologies.
Dive into past operations, including product releases, deals, acquisitions & more Dive into past operations, including product releases, deals, acquisitions & more Find out more
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Competitor Comparison

Key Parameters Bread Financial Holdings Inc American Express Co Visa Inc PayPal Holdings Inc Mastercard Inc
Headquarters United States of America United States of America United States of America United States of America United States of America
City Columbus New York San Francisco San Jose Purchase
State/Province Ohio New York California California New York
No. of Employees 7,000 74,600 28,800 27,200 33,400
Entity Type Public Public Public Public Public
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Chart Financial activity with access to more key stats Chart Financial activity with access to more key stats Find out more
Executives
Name Position Board Since Age
Suni P. Harford Chairman Executive Board 2024 72
Ralph J. Andretta Director; Chief Executive Officer; President Executive Board 2020 62
Perry Beberman Executive Vice President; Chief Financial Officer Senior Management 2021 57
J. Bryan Campbell Chief Accounting Officer; Senior Vice President Senior Management 2021 50
Allegra Driscoll Executive Vice President; Chief Technology Officer Senior Management 2024 -
Non Dignissim Eros Proin vel Convallis 2024 XY
Non Dignissim Eros Proin vel Convallis 2024 XY
Non Dignissim Eros Proin vel Convallis 2024 XY
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